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JAIIB Notification

The Indian Institute of Banking and Finance (IIBF) has released a recent JAIIB notification to commence the registration phase for the JAIIB 2025 May session from 1-21 May 2025. Aspirants in the banking sector can fill out their applications online via the IIBF's official web portal.

JAIIB Notification 2025

IIBF conducts the JAIIB exam, a prestigious assessment meant for banking professionals, twice a year. The examination equips successful candidates with the necessary skills and recognition for advancement in their banking careers. The registration window for the May session starts from March and for November session it starts from August. This write-up aims to offer an in-depth look into all facets of JAIIB 2025.

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JAIIB Notification May 2025: Overview

Institution Indian Institute of Banking & Finance (IIBF)
Exam Name JAIIB/DBF/SOB May 2025
Course Type Flagship
Eligibility Members Only
Mode of Application Online
Online Registration Re-opened 1st & 21st March 2025
Exam Dates 4th, 10th, 11th May and 18th Nov 2025
Subjects
  1. Indian Economy & Financial System
  2. Accounting & Financial Management of Banking
  3. Principles & Practices of Banking
  4. Retail Banking & Wealth Management
Qualifying Marks 50 out of 100
Official website http://www.iibf.org.in/

JAIIB Notification 2025: Registration Fees

The Indian Institute of Banking and Finance (IIBF) has yet to declared the start of web-based applications for the JAIIB 2025 May Session but it most likely to be started from August 1, 2025, regular members are welcome to commence the application process on the official IIBF website at http://www.iibf.org.in/. Banking professionals who meet the eligibility criteria and are interested in partaking in the examination should access the direct link for registration and complete it before the due date.

Dates Fees
01.03.2025 to 07.03.2025 Normal Fee
08.03.2025 to 14.03.2025 Normal Fee + Rs. 100 (Late Fine)
15.03.2025 to 21.03.2025 Normal Fee + Rs. 200 (Late Fine)

JAIIB Notification May 2025: Important JAIIB Exam Dates

JAIIB Notification for JAIIB Exam 2025: May Cycle outlines the upcoming examination schedule released by the Indian Institute of Banking and Finance (IIBF). It details the online registration process, beginning on 1st August 2024, for the May cycle of the Junior Associate of Indian Institute of Bankers (JAIIB) examination. Essential dates, registration links, and guidelines are included to assist aspiring candidates in the application process

JAIIB Exam Notification for May 2025
Date Time Papers
04.03.2025 8:30, 10:30, 13:30 Indian Economy & Financial System
10.03.2025 8:30, 10:30, 13:30 Principles & Practices of Banking
11.03.2025 8:30, 10:30, 13:30 Accounting & Financial Management of Banking
18.03.2025 8:30, 10:30, 13:30 Retail Banking & Wealth Management

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JAIIB Notification 2025 - Eligibility Criteria

  • Membership: The candidate should be a regular member of the Institute.
  • Educational Qualification: The candidate must have completed the 12th standard examination in any discipline or hold an equivalent certification.
  • Professional Eligibility: Subordinate staff of recognized Banking or Financial Institutions in India who are members of the Institute are eligible.
  • Academic Requirement for Professionals: The aforementioned professionals must have passed the 12th standard examination or its equivalent.

JAIIB Notification 2025: How to Register for the JAIIB Exam 2025?

Candidates seeking to register for the JAIIB 2025 exam need to navigate to the IIBF website and sign in using their unique membership number and password. Relevant information such as preferred mode, medium, examination center, and associated bank/institute need to be provided. The registration form needs to be completed, followed by the payment of registration fees through an online payment method (debit/credit card or net banking).

Below is the step-by-step guide for registration:

  1. Navigate to the website iibf.org.in to access the application form.
  2. Click on the 'Examination/Courses' option, located on the left side of the homepage.
  3. Choose 'Flagship Courses'.
  4. Select 'JAIIB', which will redirect you to the JAIIB online application page.
  5. Provide all necessary basic information.
  6. A unique registration number will be generated.
  7. This registration number and password will be sent to you via message and email.
  8. Complete all mandatory fields on the application form.
  9. Upload all required documents.
  10. Pay the application fee before submitting the final application.
  11. After completion, print the JAIIB application form for future reference.

Details Required for JAIIB Notification Application Form 2025

While filling out the JAIIB 2025 application form, candidates will need to provide the following basic details:

  1. Candidate's Name
  2. Mother's/Father's Name
  3. Nationality
  4. Minority Status
  5. Caste
  6. Marital Status
  7. Employment Details
  8. Community
  9. Aadhar Number
  10. Residential Address
  11. Chosen Examination Centre
  12. Educational Qualification Details
  13. Other Communication Details
  14. Additional Important Details

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JAIIB Notification 2025 - Examination Mode

JAIIB examinations are organized biannually, with the sessions taking place in May and May. Candidates are obligated to appear for four separate tests, all of which are scheduled on weekends. These exams are conducted in an online environment.

JAIIB Notification 2025 - Exam Pattern

The JAIIB exam 2025 utilizes a multiple-choice question format. Each paper comprises 100 questions, with each question carrying a maximum of one mark, and there is no penalty for incorrect answers.

To successfully pass the exam, candidates must achieve a minimum of 50% marks in all three subjects or secure at least 45 marks in each subject with an overall aggregate of 50% across all four papers in a single attempt.

Attempt  No. of Ques Total Marks Duration
Indian Economy and Indian Financial System (IE & IFS) 100 100 2 hours
Principles and Practices of Banking (PPB) 100 100 2 hours
Accounting and Financial Management for Bankers (AFM) 100 100 2 hours
Retail Banking and Wealth Management (RBWM) 100 100 2 hours

JAIIB Exam Completion Time Limit

Candidates are granted a maximum of five consecutive attempts to pass the JAIIB exam. Consequently, the examination should be cleared within three years of initial registration. In the event of failure to pass the examination within the allotted attempts, candidates must re-register for the examination, and previous passing scores are no longer recognized.

JAIIB Notification 2025: Syllabus

Paper Paper Name Module  Module Name
Paper - I Indian Economy and Indian Financial System (IE & IFS) Module A An Overview of the Indian Economy
Sectors of the Indian Economy
Economic Planning in India & NITI Aayog
Role of Priority Sector and MSME in the Indian Economy
Infrastructure including Social Infrastructure
Globalisation - Impact on India
Economic Reforms
Foreign Trade Policy, Foreign Investments and Economic Development
International Economic Organizations (World Bank, IMF.etc.)
Climate change. Sustainable Development Goals (SDGs)
Issues Facing the Indian Economy
Module B Fundamentals of Economics. Microeconomics and Macroeconomics
Supply and Demand
Money Supply and Inflation
Theories of Interest
Business Cycles
Monetary Policy and Fiscal Policy
System of National Accounts and GDP Concepts
Union Budget
Module C Indian Financial System -An Overview 
Indian Banking Strucrure 
Banking Laws - RBI Act 1934 & BR Act 1949 
Development Financial institutions
Microfinance institutions
Non-Banking Financial Companies (NBFCs)
Insurance Companies
Indian Financial System - Regulators and their Roles
Reforms and Developments in the Banking Sector
Module D Financial Markets
Money Market
Capital Markets and Stock Exchanges
Fixed Income Market - Debt and Bond Markets 
Foreign Exchange Market
Interconnectedness of Markets and Market Dynamics
Merchant Banking Services
Derivatives Market
Factoring Forfaiting and Trade Receivables Discounting Sys1em (TReDS)
Venture Capital
Lease Finance and Hire Purchase
Credit Rating and Credit Scoring
Mutual Funds 
Insurance Products
Pension Products
Para Banking and Financial Services Provided by Banks
Real Estate Investment Trusts (REITs) and infrastructure investment Trust
Paper - II Principles and Practices of Banking (PPB) Module A Banker-Customer Relationship
AML- KYC Guidelines
Operational Aspects of KYC
Opening Accounts of Various Types of Customers
Operational Aspects of Deposit Accounts
Operational Aspects of Handling Clearing/Collection/Cash 
Banker's Special Relationship
Foreign Exchange Remittance Facilities for Individuals
Operational Aspects of NRI Business
Foreign Currency Accounts for Residents and Other Aspects
Cash Management Services and its Importance
Payment and Collection of Cheques and Other Negotiable Instruments
Responsibility of Paying Bank
Responsibility for Collecting Bank
Bank Ancillary Services
Financial Inclusion & Financial Literacy
Customer Service Guidelines
Duties & Rights of a Banker and Customer Rights
Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
The Consumer Protection Act, 2019: Preamble, Extent and Definitions
The Right to Information Act 2005
Module B Principles of Lending, Different Types of Borrowers, and Types of Credit Facilities
Appraisal and Assessment of Credit Facilities
Operational Aspects of Loan Accounts
Types of Collaterals and Their Characteristics
Different Modes of Charging Securities
Documentation
Non-Performing Assets/Stressed Assets
Important Laws Relating to Recoveries of Dues
Contracts of Indemnity
Contract of Guarantee & Bank Guarantee
Letters of Credit
Deferred Payment Guarantee
Laws Relating to Bill Finance
Personal Finance
Priority Sector Advances
Agricultural Finance
Finance to MFIs/Co-Lending Arrangements with NBFCs
Micro Small and Medium Enterprises in India
Government Sponsored Schemes
Self-Help Groups
Module C Essential of Bank Computerization
Operational Aspects of the CBS Environment 
Alternate Delivery Channels - Digital Banking
Data Communication Network and EFT System
Digital Payment Systems - NPCI
Impact of Technology Adoption and Trends in Banking Technology
Security Considerations and Mitigation Measures in Banks
Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc.
Module D Ethics, Business Ethics & Banking: An Integrated Perspective
Ethics at the Individual Level
Ethical Dimensional: Employees
Work Ethics and the Workplace
Banking Ethics: Challenging Dynamics
Paper - III Accounting and Financial Management for Bankers (AFM) Module A Definition, Scope & Accounting Standards including Ind AS
Basic Accounting Procedures
Maintenance of Cash/Subsidiary Books and Ledger
Bank Reconciliation Statement
Trail Balance, Rectification of Errors and Adjusting & Closing Entries
Depreciation and its Accounting
Capital and Revenue Expenditure
Bills of Exchange
Operational Aspects of Accounting Entries
Back Office Functions/Handling Unreconciled Entries in Banks
Bank Audit & Inspection
Module B Balance Sheet Equation
Preparation of Final Accounts
Company Accounts - I
Company Accounts - II
Cash Flow and Funds Flow
Final Accounts of Banking Companies
Core Banking Systems and Accounting in a Computerised Environment
Module C Financial Management -An Overview
Ratio Analysis
Financial Mathematics-Calculation of Interest and Annuities
Financial Mathematics-Calculation of YTM
Financial Mathematics-Forex Arithmetic
Capital Structure and Cost of Capital
Capital Investment Decisions/Term Loans
Equipment Leasing/Lease Financing
Working Capital Management
Derivatives
Module D Taxation: Income Tax/Deferred Tax
Goods & Services Tax
An Overview of Cost & Management Accounting
Costing Methods
Standard Costing
Marginal Costing
Budgets and Budgetary Control
Paper - IV Retail Banking and Wealth Management (RBWM) Module A Retail Banking: Introduction
Retail Banking: Role within the Bank Operations
Applicability of Retail Banking Concepts Distinction between Retail and Corporate
Branch Profitability
Module B Customer Requirements
Product Development Process
Credit Scoring
Important Retail Liability Products
Important Retail Asset Products
Credit and Retail Banking Products
Remittance Products
Digitisation of Retail Banking Products 
Role of AI and Technology in Retail Banking
Recovery of Retail Loans 
Management Information Systems
Securitization
Module C Marketing: An Introduction
Delivery Channels in Retail Banking
Delivery Models
Customer Relationship Management in Retail Banking
Service Standards for Retail Banking
Marketing Information Systems - A Longitudinal Analysis
Module D Importance of Wealth Management
Investment Management
Tax Planning 
Other Financial Services Provided by Provided by Banks
Lender's Appraisal Procedure
Housing Financial and Tax Planning
Mortgage Advice
Valuation of Real Property

JAIIB Notification 2025: Criteria for Passing JAIIB 2025

Under the updated JAIIB syllabus for 2025, the criteria to successfully pass the examination are as follows:

  1. For each JAIIB paper, the minimum qualifying mark is set at 50 out of 100.
  2. In a single attempt, candidates who manage to secure at least 45 marks in each subject, with a cumulative score of 50% in all subjects of the examination, will also be considered to have passed the examination.
  3. It should be noted that there is NO NEGATIVE marking in the JAIIB Exam.

JAIIB Notification 2025: Credit Transfer for Previously Passed Subjects under Revised Syllabus

Candidates who previously cleared Paper 1 (PPB) & Paper 2 (AFM) under the earlier syllabus, within a span of 2 years and not more than 4 attempts, will receive credit for the subjects of Principles & Practices of Banking & Accounting and Financial Management for Bankers. This means they won't need to retake these two papers under the revised syllabus for 2025.

JAIIB Notification 2025: Download JAIIB Admit Card 2025

The Admit Card for the JAIIB 2025 exam is expected to be accessible for download approximately one week prior to the scheduled exam date. Candidates can obtain their admit card online via the official website of the Indian Institute of Banking and Finance (IIBF). Possession of the JAIIB 2025 Hall Ticket is mandatory for gaining entry to the JAIIB Examination.

To avoid any potential difficulties on the day of the exam, candidates are urged to secure their JAIIB Admit Card well ahead of time, preferably before the closing date announced by the IIBF. Having a printed version of the admit card at hand prior to the exam is also advised.

Please note, the JAIIB Admit Cardd is a compulsory document that needs to be brought to the examination centre. Adherence to the guidelines set by the IIBF concerning the downloading and printing of the admit card is crucial. This will enable a smooth entry process for the JAIIB Examination and prevent any unforeseen issues at the last moment.

JAIIB Notification 2025: Download JAIIB Result 2025

The Indian Institute of Banking and Finance (IIBF) will disclose the results for the Junior Associate of the Indian Institute of Bankers (JAIIB) examination via their official web portal. The results will be posted upon completion of the examination process.

To make the process of accessing their results easier for candidates, IIBF will display the results for each individual paper on their official site. This arrangement is aimed at simplifying the task for candidates to locate their roll numbers and access their specific results.

Candidates are strongly encouraged to consistently check the IIBF's official website for updates concerning the JAIIB 2025 results. The institute will provide detailed instructions and information on how to access and comprehend the results. Remaining informed and regularly engaging with the official website is crucial for staying updated on the results announcement and any ensuing procedures.

JAIIB Notification 2025: Important Links

Apply Online Click here
Applicant Log in Click here
Download JAIIB Exam Notification 2025 Will be notified
Download JAIIB Exam 2025 Syllabus Will be notified
Official Website Click here

JAIIB Notification 2025: Frequently Asked Questions

Q1. Have the JAIIB 2025 May Exam Dates been declared?
Ans. Yes, the JAIIB 2025 May Exam is planned for 5th, 11th, 12th, and 19th May 2025.

Q2. Is the JAIIB Registration for 2025 being reopened?
Ans. No, the JAIIB Registration for May 2025 will be opened for 1st August to 21st 2025.

Q3. What does JAIIB stand for?
Ans. JAIIB signifies Junior Associate of the Indian Institute of Bankers.

Q4. Who is eligible to apply for JAIIB 2025?
Ans. The JAIIB exam is particularly aimed at individuals employed within the banking and finance sector who are also members of the Institute.

Q5. What is the eligibility criterion for the JAIIB exam?
Ans. To qualify for the JAIIB exam, candidates must be working in the banking and finance sector and be regular members of the Indian Institute of Banking and Finance (IIBF).

Q6. How do I register for the JAIIB 2025 exam?
Ans. To register for the JAIIB 2025 exam, candidates must visit the IIBF's official website and complete the online registration process within the given timeframe. The registration link will be accessible on the website during the registration period.

Q7. When will the JAIIB 2025 results be declared?
Ans. The precise date for the declaration of JAIIB 2025 results will be provided by the IIBF on their official website. Typically, results are announced a few weeks after the exam has been completed.

Q8. Can I apply for both the June and November sessions of JAIIB 2025?
Ans. Yes, qualified candidates can apply for both the June and November sessions of JAIIB 2025. The exam is held twice a year, thus candidates have the opportunity to appear in both sessions if they choose.

Q9. Is there a negative marking in the JAIIB exam?
Ans. No, there is no negative marking in the JAIIB exam. Marks are awarded only for correct answers, and there are no deductions for incorrect answers.

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