JAIIB Syllabus 2024

The first examination under the revised syllabi for JAIIB shall be held from May 2024 onwards and the second phase examination of JAIIB will be held in November 2024. 

Indian Economy & Indian Financial System (IE& IFS)

Module Ch. No. Chapter Name
Module A : India Economic Architectures 1 An Overview of the Indian Economy
2 Sectors of the Indian Economy
3 Economic Planrung in India & NITI Aayog
4 Role of Priority Sector and MSME in the Indian Economy
5 lnfrastrucrure including Social lnfrastrucrure
6 Globalisation - Impact on India
7 Economic Reforms
8 Foreign Trade Policy, Foreign Investments and Economic Development
9 International Economic Organizations (World Bank, IMF.etc.)
10 Climate change. Sustainable Development Goals (SDGs)
11 Issues Facing Indian Economy
Module B : Economic Concept Related to Banking 12 Fundamentals of Economics. Microeconomics. and Macroeconomics and Types of Economies
13 Supply and Demand
14 Money Supply and Inflation
15 Theories of Interest
16 Business Cycles
17 Monetary Policy and Fisrnl Policy
18 System of National Accounts and GDP Concepts
19 Union Budget
Module C : Indian Financial Architectures 20 Indian Financial System -An Overview
21 Indian Banking Strucrure
22 Banking Laws - Reserve Bank of lndia Aet. 1934 & Banking Regulation Act. 1949
23 Development Financial institutions
24 Micro Finance institutions
25 Non-Banking Financial Companies (NBFCs)
26 Insurance Companies
27 Indian Financial System - Regulators and Their Roles
28 Reforms and Developments in the Banking Sector
Module D : Financial Products and Services 29 Financial Markets
30 Money Market
31 Capital Markets and Stock Exchanges
32 Fixed Income Market - Debt and Bond Markets
33 Foreign Exchange Market
34 Interconnectedness of Markets and Market Dynamics
35 Merchant Banking Services
36 Derivatives Market
37 Factoring Forfaiting and Trade Receivables Discounting System (TReDS)
38 Venture Capital
39 Lease Finance and Hire Purchase
40 Credit Rating and Credit Scoring
41 Mutual Funds
42 Insurance Products
43 Pension Products
44 Para Banking and Financial Services Provided by Banks
45 Real Estate investment Trusts (REITs) and Infrastructure Investment Trust (lnvlTs)

Principles and Practices of Banking (PPB)

Module Ch. No. Chapter Name
Module A : General Banking Operations 1 Banker-Customer Relationship
2 AM L- KYC Guidelines
3 Operational Aspects of KYC
4 Opening Accounts of Various Types of Customers
5 Operational Aspects of Deposit Accounts
6 Operational Aspects of Handling Clearing/Collection/Cash
7 Banker's Special Relationship
8 Foreign Exchange Remittance Facilities for Individuals
9 Operational Aspects of NRI Business
10 Foreign Currency Accounts for Residents and Other Aspects
11 Cash Management Services and its Importance
12 Payment and Collection of Cheques and Other Negotiable Instruments
13 Responsibility of Paying Bank
14 Responsibility for Collecting
15 Bank Ancillary Services
16 Financial Inclusion & Financial Literacy
17 Customer Service Guidelines
18 Duties & Rights of a Banker and Customer Rights
19 Grievance Redressal & RBI Integrated Ombudsman Scheme 2021
20 The Consumer Protection Act. 2019: Preamble, Extent and Definitions
21 The Right to Information Act 2005
Module B : Functions of Banks 22 Principles of Lending, Different Types of Borrowers, and Types of Credit facilities
23 Appraisal and Assessment of Credit Facilities
24 Operational Aspects of Loan Accounts
25 Types of Collaterals and their Characteristics
26 Different Modes of Charging Securities
27 Documentation
28 Non-Performing Assets/Stressed Assets
29 Important Laws Relating to Recoveries of Dues
30 Contracts of Indemnity
31 Contract of Guarantee & Bank Guarantee Letters of Credit
32 Letters of Credit
33 Deferred Payment Guarantee
34 Laws Relating to Bill Finance
35 Personal Finance
36 Priority Sector Advances
37 Agricultrural Finance
38 Finance to MFIs/Co-Lending Arrangements with NBFCs
39 Micro Small and Medium Enterprises in India
40 Government Sponsored Schemes
41 Self-Help Groups
Module C : Banking Technology 42 Essential of Bank Computerization
43 Operational Aspects of the CBS Environment
44 Alternate Delivery Channels - Digital Banking
45 Data Communication Network and EFT System
46 Digital Payment Systems - NPCI
47 Impact of Technology Adoption and Trends in Banking Technology
48 Security Considerations and Mitigation Measures in Banks
49 Operational Aspects of Cyber Crimes/Fraud Risk Management in Cyber Tech
50 Technology Trends in Banking, e-RUPI, Fintech - RegTech, SupTech, Hashtag Banking etc.
Module D : Ethics in Banks and Financial Systems 51 Ethics, Business Ethics & Banking: An Integrated Perspective
52 Ethics at the Individual Level
53 Ethical Dimensional: Employees
54 Work Ethics and the Workplace
55 Banking Ethics: Challenging Dynamics

Accounting and Finance Management of Bankers (AFM) 

Module Ch. No. Chapter Name
Module A : Accounting Principles And Processes 1 Definition, Scope & Accounting Standards including Ind AS
2 Basic Accountancy Procedures
3 Maintenance of Cash/Subsidiary Books and Ledger
4 Bank Reconciliation Statement
5 Trail Balance, Rectification of Errors and Adjusting & Closing Entries
6 Depreciation and its Accounting
7 Capital and Revenue Expenditure
8 Bills of Exchange
9 Operational Aspects of Accounting Entries
10 Back Office Functions/Handling Unreconciled Entries in Banks
11 Bank Audit & Inspection
Module B : Financial Statements and Core Banking Systems 12 Balance Sheet Equation
13 Preparation of Final Accounts
14 Company Accounts - I
15 Company Accounts - II
16 Cash Flow and Funds Flow
17 Final Accounts of Banking Companies
18 Core Banking Systems and Accounting in Computerised Environment
Module C : Financial Management 19 Financial Management -An Overview
20 Ratio Analysis
21 Financial Mathematics-Calculation of Interest and Annuities
22 Financial Mathematics-Calculation of YTM
23 Financial Mathematics-Forex Arithmetic
24 Capital Structure and Cost of Capital
25 Capital Investment Decisions/Term Loans
26 Equipment Leasing/Lease Financing
27 Working Capital Management
28 Derivatives
Module D : Taxation and Fundamentals of Costing 29 Taxation : Income Tax/Deferred Tax
30 Goods & Services Tax
31 An Overview of Cost & Management Accounting
32 Costing Methods
33 Standard Costing
34 Marginal Costing
35 Budgets and Budgetary Control

Retail Banking and Wealth Management (RBWM)

Module Ch. No. Chapter Name
Module A: Retail Banking 1 Retail Banking: Introduction
2 Retail Banking: Role within the Bank Operations
3 Applicability of Retail Banking Concepts Distinction between Retail and Corporate/Wholesale Banking
4 Branch Profitability
Module B : Retail Products and Recovery 5 Customer Requirements
6 Product Development Process
7 Credit Scoring
8 Important Retail Liability Products
9 Important Retail Asset Products
10 Credit and Retail Banking Products
11 Remittance Products
12 Digitisation of Retail Banking Products
13 Role of AI and Technology in Retail Banking
14 Recovery of Retail Loans
15 Management Information Systems
16 Securitization
Module C : Support Services - Marketing of Banking Services/Products 17 Marketing: An Introduction
18 Delivery Channels in Retail Banking
19 Delivery Models
20 Customer Relationship Management in Retail Banking
21 Service Standards for Retail Banking
22 Marketing Information Systema - A Longitudinal Analysis
Module D : Wealth Management 23 Importance of Wealth Management
24 Investment Management
25 Tax Planning
26 Other Financial Services Provided by Provided by Banks
Module E : Additional Reading Material on Home Loans 27 Lender's Appraisal Procedure
28 Housing Financial and Tax Planning
29 Mortage Advice
30 Valuation of Real Property

The new syllabus for the JAIIB exam may 2023 includes several new chapters to ensure that the exam covers the latest developments in the banking industry.

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